Financially effective people tend to hold themselves to certain rules about money. I don’t borrow money for anything smaller than a house. I ledger every dollar in or out. I live on 80% of my income and invest the difference.
Fit, energetic people tend to have personal rules about health. I run or walk every day, rain or shine. I fill half my plate with vegetables. I don’t keep junk food in the house.
Productive people keep personal rules about work. I’m always at my desk at seven sharp. I clean out my inbox out every Friday. I don’t use social media before five o’clock.